Rates >> Deposit Rates

ICCU Deposit Rates
 - Updated and effective as of September 1, 2010 -   

Note: The Board of Directors reviews and sets all dividend rates before the start of each
quarter. Interest rates are guaranteed for the specified term, based on the date of issue and are subject to change without notice.

For questions, contact a Member Service Representative at 989-773-5927.

 Base Share (Savings) Account [000]
Dividends are paid on balances over $100 including youth accounts. 
$5 minimum balance required to maintain membership in ICCU.

Annual Percentage Yield (APY) - Third quarter 2010 dividend

0.25% APY

Premium Share Account [004]
$1,000 minimum balance to earn a dividend • Interest compounded monthly

Annual Percentage Yield (APY) - Third quarter 2010 dividend

0.30% APY

All Other Regular Share Account Types
Christmas Club = 017 • Vacation Club = 008 • Sub-Share Accounts = 001 to 003

Annual Percentage Yield (APY) - Third quarter 2010 dividend

0.25% APY

Insured Money Market Savings Account [009]
$2,000 minimum balance • Limited to six automatic debits, no more than three by check.
Rates are quoted as APY = Annual Percentage Yield, and are subject to change.

$2,000 to $9,999.00
$10,000 to $24,999.00
$25,000.00 to $49,999.99
$50,000.00 and up

0.30% APY
0.40% APY
0.50% APY
0.70% APY

 Certificate of Deposit & IRA CD's [300-399]
$500 Minimum Balance • Interest Compounded Monthly • Penalty for Early Withdrawal • Updated 9/1/10

Term $500 Minimum Balance
Annual Percentage Yield (APY)
$10,000 Minimum Balance
Annual Percentage Yield (APY)
3 Months .40% .60%
6 Months .80% .90%
12 Months 1.35% 1.50%
24 Months 1.60% 1.75%
36 Months 1.90% 2.00%
48 Months 2.60% 2.75%
60 Months 2.85% 3.00%

 Individual Retirement (IRA) Savings Account [020]
Insured by NCUA

Annual Percentage Yield (APY) - Third quarter 2010 dividend

 0.55% APY

Note: Fees could reduce the earnings on accounts.

For a complete list of potential fees associated with these accounts, click here.
The Board of Directors reviews and sets all dividend rates before the start of each quarter.
Interest rates are quaranteed for the specified term, based on the date of issue and are subject to change without notice.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 
NCUA = National Credit Union Administration, a U.S. Government Agency.

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Isabella Community Credit Union
Service Locations: 2400 S. Isabella Road
and 2100 E. Remus Road (West M-20)
Mount Pleasant, Michigan 48858
Mailing Address: P.O. Box 427, Mt. Pleasant MI 48804-0427
989.773.5927
Fax: 989.773.6469