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Auto & Light Truck • Recreational Vehicle • Mortgage • Home Equity • Signature Loans
VISA Credit Card • Miscellaneous
ICCU Loan & Mortgage Rates
Updated and Effective July 1, 2009
All rates expressed as an Annual Percentage Rate (APR) and subject to change without notice.
Where a rate range is indicated, the rate you receive will be based on your credit score.
Apply Online or Loan Calculator
Automobiles, Light Trucks, Cars
2009 -2007 Vehicles
100% Financing to Qualified Applicants • 75% Financing on Salvage Titles • Rate Based on Credit Score |
| 36 Months |
5.15% - 13.81% |
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37-60 Months |
5.15% - 13.80% |
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66 Months * |
5.70% - 14.30% |
| 72 Months (over $23,000.00)* |
5.99% - 14.59% |
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* Brand New and Program Cars to Qualified Buyers |
| 2006-2005 Vehicles |
| Up to 60 Months |
5.75% - 14.75% |
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Up to 66 Months* |
6.00% - 15.00% |
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Up to 72 Months* |
6.10% - 15.10% |
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* Subject to Credit Committee (CC) Approval |
| 2004-2003 Vehicles |
| Up to 48 Months |
7.25% - 14.25% |
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60 Months (over $10,000 w/credit commt. approval) |
7.45% - 14.65% |
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Monthly Payment Calculator • Lease vs. Buy Calculator
Apply Now
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Recreational Vehicles (RV's)
New Campers, Travel Trailers, Boats & Motorhomes
90% Financing to Qualified Applicants • Rate Based on Credit Score |
| 36 Months - Up to $7,000 |
6.85% - 15.40% |
| 60 Months - $7,000 up to $15,000 |
6.95% - 15.40% |
| 84 Months - $15,000 and up |
7.05% - 15.40% |
| 120 Months/7-Year Balloon - $15,000 and up |
6.95% - 15.40% |
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180 Months/7-Year Balloon - $75,000 and up |
6.95% - 15.40% |
Street Motorcycles
90% Financing to Qualified Applicants • Rate Based on Credit Score |
| NEW - Up to 60 Months |
7.75% - 16.10% |
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NEW - Up to 72 Months - Over $20,000 |
7.90% - 16.10%
(Requires Credit Committee approval) |
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USED - Up to 60 Months |
8.50% - 15.50% |
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Dirt Bikes, Jet Skis, 3 & 4 Wheelers and Snowmobiles
90% Financing to Qualified Applicants • Rate Based on Credit Score |
| New or Used |
Up to 60 Months |
8.50% - 10.20% |
| New or Used |
Over 60 Months |
9.00% - 10.75% |
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Apply Now |
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Mortgage Rates
Effective as of July 2, 2009 - Rates change daily; check back often
ICCU has some of the area's LOWEST mortgage closing costs. Save money at ICCU!
Rates subject to change without notice; are based on LTV ratios, credit scores and other factors. |
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15-Year Fixed |
As low as 4.750% |
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20-Year Fixed |
As low as 5.375% |
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30-Year Fixed |
As low as 5.375% |
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5-Year Balloon |
As low as 5.250% |
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7-Year Balloon |
As low as 5.500% |
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USDA Rural Development - 30 Year Fixed |
As low as 5.625% |
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MSHDA Financing - 30 Year Fixed |
As low as 6.250% |
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Refinance Breakeven Calculator • Mortgage Payoff Calculator
Apply Now
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Home Equity Loans
Fixed Rate |
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5-Year Home Equity Loan |
6.75% |
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7-Year Home Equity Loan |
6.75% |
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10-Year Home Equity Loan |
6.75% |
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15-Year Home Equity Loan |
6.95% |
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Variable-Rate Line of Credit |
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PRIME + 0% - reviewed monthly |
5.00% |
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Home Equity Advantage VISA Gold |
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Variable-Rate, PRIME + 0% - reviewed quarterly |
5.00% |
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Request an Application Packet • Personal Debt Consolidation Calculator |
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Signature Loans
Rate based on credit score |
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12 to 60 Month Terms |
10.50% - 15.50% |
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Apply Now |
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VISA Credit Card
No Annual Fee - Competitive Rates |
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Home Equity Advantage VISA Gold
($5,000-$50,000) |
5.00% Variable Rate (Prime+0%) |
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VISA Platinum ($5,000-$20,000) |
8.90% for Purchases
11.50% for Cash Advances & Balance Transfers |
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VISA Classic ($300-$5,000) |
11.50% for Purchases
11.50% for Cash Advances & Balance Transfers |
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Request an Application • Platinum Disclosure • Classic Disclosure |
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Miscellaneous & Lifestyle Loans |
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Easy Access Line of Credit
(Can be used for overdraft protection) |
11.50% |
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Savings Secured |
Share/Money Market Secured Loan: Prime Rate (5% min)
CD Secured Loan: 2% above CD Rate |
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Other Secured Loan |
7.25% - 13.75% (60 Month Maximum) |
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Request an Easy Access Application • Apply Now (Savings Secured) | |
Home • Apply/Bank Online • Rates • Contact Us
Convenience Services • Loans • Savings • Youth • Other Products
Isabella Community Credit Union
2100 East Remus Road
P.O. Box 427
Mount Pleasant, Michigan
48804-0427
989.773.5927
Fax: 989.773.6469
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